May 2026

Introduction The rise of the “finfluencer” — the financial influencer who dispenses investment advice, stock tips, and market commentary to mass social media audiences — is among the more consequential

Introduction India’s push to internationalise the rupee and expand bilateral trade settlement in local currencies — most dramatically accelerated by the geopolitical pressures following Russia’s invasion of Ukraine in 2022

Introduction Buy Now Pay Later (BNPL) products — short-term, interest-free (or low-interest) instalment credit typically offered at the point of sale — have grown at extraordinary speed in India’s consumer

Introduction The tokenisation of government securities — the representation of sovereign debt instruments as blockchain-based digital tokens — is among the most consequential experiments currently underway at the intersection of

Introduction The collapse of Silicon Valley Bank (SVB) in March 2023 — the second-largest bank failure in US history — was remarkable not merely for its scale but for its

Introduction The Reserve Bank of India launched its Central Bank Digital Currency (CBDC) pilots — the Digital Rupee — in late 2022, becoming one of a handful of major economies

Introduction Co-lending, the practice by which a bank and an NBFC jointly originate and fund loans to priority sector borrowers, was formalised by the RBI through its Co-Lending Model (CLM)

Introduction The integration of climate risk into banking regulation has moved with unusual speed from a fringe concern to a mainstream prudential imperative. Five years ago, the idea that a

Introduction India’s Account Aggregator (AA) framework, launched through the RBI’s master direction in 2016 and operationalised at scale from 2021, is among the most ambitious financial data portability initiatives anywhere

Introduction When the Reserve Bank of India released its comprehensive Digital Lending Guidelines in September 2022, the response from the fintech lending industry was a mixture of relief and alarm.